What is Final Expense Insurance?
Final expense insurance is intended to help older adults cover funeral costs and other end-of-life expenses.
Typically final expense insurance provides a guaranteed payout to help loved ones pay for a funeral service, burial or cremation, doctor or hospital bills, or other immediate expenses after death.
Since coverage amounts are generally lower than other types of life insurance, the premiums for a final expense policy tend to be affordable.
Why You Need Final Expense Life Insurance...
Final expense life insurance is designed to ease the financial burdens of your final send-off.
You’ve been successfully providing for your loved ones for years and that is all behind you now. That said, an average funeral costs thousands of dollars today, which will burden your loved ones financially in addition to the grief they will already be experiencing.
Final expense insurance can help ease or erase the financial burden for your loved ones once you depart. The payout comes with no strings attached so they can direct it to cover the costs of some of the following things:
✔️ A nice funeral service and burial or cremation.
✔️ Flowers, music, obituary
✔️ Medical Bills
✔️ Nursing home
✔️ A savings account for a child or grandchild’s future
✔️ A donation to a charity
For people whose age or health makes it challenging to qualify for other types of plans, final expense life insurance can be a good option. Once you are approved you can’t be canceled because of health issues which will give you and your family peace of mind.
Another great benefit to you is that final expense insurance builds cash value over time. You can borrow from the cash value or use it as collateral for a loan, giving you other funding options for expenses when needed.
Let’s talk about many other benefits to final expense insurance and see if this is right for you.
Is Final Expense Insurance Right For Me?
Consider the following to see if Final Expense Insurance is right for you:
✔️ Final Expense Policies are full of all the features and benefits found in traditional whole life policies.
✔️ They are quick and easy to purchase.
✔️ We can offer a wide range of coverage amounts from $2,500 to $50,000.
✔️ Your policy can never be canceled and your monthly premium will never increase.
✔️ NO MEDICAL EXAM is necessary. The underwriting guidelines are very liberal.
✔️ In severe situations, we have guaranteed acceptance plans available.
✔️ Most policies average only $35 to $75 per month.
WE BELIEVE THAT EVERY HOME DESERVES PROTECTION
From raising your family to nightly talks around the dinner table, home is where future dreams and goals start. That's why we're so focused on helping you protect it.
At BFF Enterprises we understand there’s more to insurance than just a policy. It’s about helping you protect the people and things in your life that matter most. That’s why, when you choose protection, your agent will be there from the moment you select your coverage to help you in your time of need.
Our agents are by your side through it all as trusted, caring advisors — working hard to protect and restore your dreams every day.