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What Is an Independent Insurance Agent?

September 10, 2022•1 min read

Independent insurance agents or insurance sales agents are the opposite of captive agents.

This means that they can represent multiple carriers and are not bound to just selling the products from a single entity. They act as middlemen between insurance buyers and insurance sellers to facilitate a transaction.

They approach different insurance companies to “appoint” them and work on legal contracts called “appointments.” This contract specifies the policies they can sell and the rate of their compensation.

Insurance companies such as Nationwide, Safeco, and Travelers all write insurance through independent insurance agents.

Unlike captive agents, independent agents receive commissions from the policies they sell and are not considered employees of any specific insurance company.

To learn more book a discovery call with one of the agents : https://bit.ly/3P5sjdS

Clearwater, Florida

BFF Enterprises - Independent Insurance Agency

The information in this newsletter is not intended as tax, legal, investment, or retirement advice or recommendations, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek guidance from an independent tax or legal professional. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security.

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LIFE INSURANCE

Life insurance is simply protection to ensure that your family will have financial security when you pass away.

ANNUITIES

Annuities are financial instruments that earn interest and provide a guaranteed stream of payments over a predetermined amount of time.

INDEXED UNIVERSAL LIFE INSURANCE

(IUL)

Indexed universal life insurance is a type of permanent life insurance, which means it has a cash value component in addition to a death benefit.

HEALTH INSURANCE

With the help of our company, you can assure yourself of dependable medical protection.

Why BFF Enterprises?

We protect people of different lifestyle to save their wealth, health and good mood.

Personalized free life insurance consulting

Life Insurance products

Long term care insurance

Personal disability insurance

Annuities

Personalized Support

We are available 24/7.

You can chat with us or make a phone call to discuss your issue.

Professional Agents

Our team consists of professionals in most types of insurance available today.

Thrive to be the best.

We are dedicated to being the number one company in this region. Serving families to protect what is precious to them is our priority.

1450

HAPPY CLIENTS

INSURANCE PRODUCTS

YEARS OF EXPERIENCE

PROFESSIONAL AGENTS

How It Works?

Get acquainted with the process of insurance. It takes just a few simple steps.

Choose Your Insurance

The first step is setting up your goal - pick your service.

Consult With Your Agent

Meet our friendly team of professionals who will be glad to assist you.

Agents

Your agent will call you once you put a signature and start working with us.

What people say about us.

Here are comments from our beloved clients.

I am a small citrus farmer, with my ranch located in central Florida and providing me with all my earnings. That's why I got life insurance to back up my humble pie!