𝗪𝗵𝗮𝘁 𝗜𝘀 𝗮𝗻 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗔𝗴𝗲𝗻𝘁?
Customers usually have little to no idea regarding what type of insurance they should purchase. An insurance agent is a professional whose primary goal is to help clients acquire the right insurance policy that meets their needs.
While they help their clients select the right insurance policies, they represent the insurance companies during the process. There are primarily two types of insurance agents: captive and independent.
They can work with a single insurance company or multiple carriers.
Since they sell policies, one of the prime duties of a producer is to act as a bridge between clients and an insurance company. Some of their other responsibilities include:
~Finding new clients and businesses
~Defining insurance premiums
~Establishing proper payment methods
~Taking care of policy requirements
~Overseeing insurance claims
~Creating custom insurance plans as per client needs
~Handling policy renewals
~Conducting property inspection
~Risk analysis
~Maintain client records
𝗪𝗵𝗮𝘁 𝗜𝘀 𝗮 𝗖𝗮𝗽𝘁𝗶𝘃𝗲 𝗔𝗴𝗲𝗻𝘁?
As the name implies, captive agents can only represent and sell products from one insurance company. For example, companies such as State Farm, Allstate, and Geico sell their policies exclusively through their captive agents.
Agents are regarded as employees of the company and are provided with office space, training, and administrative support.
Captive agents can only sell products and services offered by their carrier. For example, if the carrier only sells business lines, the captive agent cannot sell any personal lines of insurance.
Furthermore, while they can mention them, they are not allowed to sell insurance policies provided by other carriers even if those policies provide better coverage at a cheaper rate.v
To learn more book a discovery call with one of the agents : https://bit.ly/3P5sjdS
Life insurance is simply protection to ensure that your family will have financial security when you pass away.
Annuities are financial instruments that earn interest and provide a guaranteed stream of payments over a predetermined amount of time.
Indexed universal life insurance is a type of permanent life insurance, which means it has a cash value component in addition to a death benefit.
With the help of our company, you can assure yourself of dependable medical protection.
We protect people of different lifestyle to save their wealth, health and good mood.
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Here are comments from our beloved clients.
I am a small citrus farmer, with my ranch located in central Florida and providing me with all my earnings. That's why I got life insurance to back up my humble pie!
STANLEY
Thanks to the health insurance services provided by this company, I am covered. Thank you very much!
AMANDA